Risk-based authentication
Evaluates the behavior and context of each operation to determine when additional verification is needed, and which kind.
Adapt authentication to the level of risk, protecting sensitive transactions without adding unnecessary friction.
In most apps, every sensitive operation always requires the same authentication method. TrackWise replaces that fixed rule with a dynamic decision: it analyzes the context, decides whether to authorize the operation and selects the most appropriate method.
Evaluates the behavior and context of each operation to determine when additional verification is needed, and which kind.
You define authentication levels by operation type, channel and customer type.
Applies additional controls when an operation carries higher risk, protecting critical transactions and actions.
Integrates with your risk-assessment systems to enrich every decision.
Every operation is evaluated based on its context and your institution's rules.
New or registered.
Region and time zone.
App, web and other channels.
Operation type and amount.
One-time code sent by SMS, email or push notification; you choose the channel.
Time-based code generated on the customer's device.
Validation based on information only the customer knows.
Biometric verification for the most sensitive operations.
Low-risk operations flow without unnecessary steps.
High-risk operations require the right verification, according to your own rules.
TrackWise steps in at the highest-risk moments of the customer journey.
Schedule a demo and discover how to implement an adaptive authentication strategy across your digital channels with TrackWise.